A not-as-described chargeback turns on the difference between what the customer was promised at purchase and what the merchant supplied. Build the response by listing each alleged mismatch, identifying the relevant…
A product-not-received response should establish what the customer says is missing and whether the merchant can document delivery of that specific obligation. Physical goods, digital access, and services require…
A fraudulent chargeback asks whether the challenged payment was authorized by the legitimate cardholder. A merchant response should test that question directly. Shipping the goods, passing a risk check, or receiving an…